What is Mezzanine Financing?
A Simple Guide to Mezzanine Financing: Mezzanine financing is a fancy term for a type of funding that sits between Debt and Equity. To understand it, think of it as the middle layer in a sandwich. It combines elements of both Debt and Equity. With mezzanine financing, a business can… Read more »
Balloon Payment in Business Loans
In a loan that has a balloon payment, the terms of the loan require the Borrower to pay a larger final payment than previous smaller payments to settle the outstanding loan. This is called a balloon payment. It is normally the loan Principal that is paid in the balloon payment…. Read more »
What is a Debenture?
A debenture is a type of financial security that a business issues to investors in order to obtain long-term financing from these investors without needing to put up any collateral as in a traditional loan. The business also does not have to issue new shares in order to raise capital…. Read more »
What is Bridge Financing? The Temporary Business Financing Solution
Bridge Financing: The Quick Fix When Your Business Needs It Bridge financing is like a lifeline for a business that needs immediate cash flow. Imagine a bridge connecting two islands: one representing the current financial situation of the business, and the other island representing the future financial goals of the… Read more »
What is a Business Loan Broker (Video)?
We should begin this conversation by stating that our firm has some of the best business loan brokers in Canada and U.S. Our mission is to understand the business funding needs of our business clients and to find and deliver the lowest-cost business loans to these clients. Business Loan Broker… Read more »
CEBA Loan due Jan 18, 2024. What To Do if You Can’t Pay?
What is Canada Emergency Business Account (CEBA) Loan? The COVID-19 pandemic lockdowns hurt a lot of small and medium-sized businesses across Canada that were struggling just to keep their lights on. Many businesses didn’t survive and went out of business. In order to help small businesses, the Canadian federal government… Read more »
Is Revenue-Based Financing Right For You?
A unique form of financing provided by RBF investors to small- to mid-sized businesses in exchange for an agreed-upon percentage of a business’ gross revenues.